Refund Policy

Pro-Rata Refund Configurations

When a vehicle policy update or absolute cancellation is initiated, refund calculations are determined on a strict pro-rata framework. This ensures that any unearned premium—the portion of your premium payment corresponding to the remaining unexpired days of your active tracking period—is accurately returned to your source funding method.

Depending on your regional compliance metrics or selected insurance carrier parameters, some adjustments may incur minor statutory administrative fees. These deductions will always be explicitly itemized inside your final transaction statement data frames.

Cancellation Frameworks

Users retain the explicit right to process an official cancellation on their coverage profiles at any point. To guarantee the mitigation of overlapping risks or consecutive double-billing gaps, we recommend coordinating the effective date of cancellation cleanly alongside your alternative proof of insurance filings or updated garaging logs.

Processing & Disbursement Timelines

Once an unearned premium balance or overpayment audit is officially verified and approved, funds are systematically queued for electronic distribution. Credit card or bank routing reversals generally finalize within 5 to 10 standard business days, strictly dependent on your independent banking institution's settlement cycles.

For paper check distributions necessitated by specific regional requirements, please allow up to 14 business days for delivery via postal routing lines.

Billing Discrepancies & Disputed Items

If you notice an unexpected variation in your quote calculations, automatic billing cycles, or localized adjustments, please contact our support desk immediately. We are committed to evaluating balance variations swiftly to correct calculation loops before formal filing milestones are breached.