Term and Conditions

1. Intellectual Property Rights

Unless otherwise stated, our platform and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may view and/or print pages from the site for your own personal use subject to restrictions set in these terms and conditions.

You must not republish, sell, rent, sub-license, duplicate, or redistribute material or content from this platform without explicit, written authorization.

2. Restricted Use Cases

You are specifically restricted from using this website in any way that is or may be damaging to the website, using the platform in any way that impacts user access, or engaging in any data mining, data harvesting, data extracting, or any other similar activity in relation to this website.

3. Nature of Independent Utilities

This platform operates as an independent coverage resource, consumer directory, and cost calculator. We are not an active insurance carrier, underwriter, or legal agent. The digital tools, quote metrics, document lists, and tracking scripts provided are strictly engineered to facilitate the management, review, or independent structural cancellation of policy configurations.

All calculations, directory information, and rules regarding regional garaging metrics or filing metrics should be independently verified directly with your primary underwriting carrier before processing active updates.

4. Limitation of Liability

In no event shall our platform, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this website, whether such liability is under contract. Our platform shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of our digital tools or service lines.